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📋 40 Recent Outage Reports
Also, They don't support any of the apps that people use to keep track of finances in several banks.
Rather I want simply a hied yielding account that I can access my funds quickly and transfer them in an efficient way.
I have very early on lost any faith I might have had in these guys. STAY AWAY!
My questions about "transfer completed" that supposed to be when my recipient will get my money, and where is a proof that my money reached the recipient, were left without any comprehensive replies.
My negative experience has been like other 1 star reviews.
Tried to login to website, but it requires the app and access to biometrics which is not set up on my phone.
I barely had the account open and when I called in to cancel the transfer I initiated they were unhelpful and said I would have to call in after it went through.
- Opened my account transferring funds from my credit union on 11/15, funds were showing in Openbank on 11/19. - While these times seems quick, you also need to be aware of the business cutoff times for transfers and banking business hours or your expectations may not be met.
I've had an Open Bank account open for a week or so and waited for my other account to get linked.
I also see my monies deducted from my original account and not showing up in my openbank account.
Try to transfer funds back into my originating bank.
No numbers to call for service.
Tried to login to my new account but app won't work.
I did read all the details that are clearly outlined on the app that it could take 7 - 9 business days for a transfer for a newly linked account so I was not surprised when it took about 7 business days.
I will continue to report them to any and all government agencies, do not trust this bank even with one penny.
I have since read other nightmare reviews of money being lost or taking forever to post meaning days of lost interest.
They will have to verify manually and then send me a check to get my deposit back.
When trying to transfer money into the new account I received an "Over limit" message and I'd have to do multiple transfers. Forget it.
Their banking service relies only on the app which doesn't work leaving you without a way to manage your money.
I don't need or want an ATM card.
Once I finally got their app on my phone they required front/back of my driver's license which their app could not successfully take with my camera which always makes photos of checks I deposit remotely to my normal bank.
I'm leaving aside that the initial deposit took about 7 business days since the day they charged my external account, so you instantly lose almost two weeks interest.
My guess is that some bunch got together and started a bank, found a down and out programmer to write a failed app and then set up a program to run unattended online.
The app feels old and needs work but is overall functional.
But I still don't have access to the money because they hold it for another 7 working days so I won't be able to transfer any of that money from open bank to other institutions.
Today, my account shows $0. 00 and says that my account is closed.
Another HYSA I researched said you could not transfer you funds out for 60 days which.
Yesterday, three of my four transfers showed in my account balance.
I filed a complained to consumer finance. gov and received a boiler plate response from the bank they will review the matter.
I recently opened my account with Openbank because of the high interest rate.
I ended up blocking the transfer from my original bank.
My money left my account on 12/30/24, on 12/31/24 my account says "transfer completed", my car dealer didn't get the money, I lost a discount, offered for 2024 sale, my $1000 deposit about to be forfeited. 10/331/24 CSR Cara told me that after 3 business days I can file a claim and they will investigate.
I have yet to receive my first interest payment, but I'll take this down and have a field day if there are issues.
I also read when transferring from an already linked account it could take 1 - 3 business days.
And after several days of calling and attempting on their website, I have had no success at all to be able to get my money transferred back.
I opened this account as an emergency savings account.
I'm glad that happened, because I paused to read reviews on this online bank. A ONE star bank at best. No thank you Open Bank!
This bank has daily transfer limits resulting in numerous days to transfer money in.
I was very disappointed with this bank.
I opened my account about one week ago.
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